Debt Negotiation – When to Use Professionals to Negotiate Debt Settlements

The process of negotiating with creditors or debt collectors to reduce the total amount of debt is called Debt Negotiation. It is a very useful method for people who have consolidated their debts but find it difficult to pay them. Negotiation should be used as a last reform for eliminating debts. There are various other methods of debt management or elimination for small sized debts. It should be used only in extreme cases when it is next to impossible for you to pay off the total debt as it can affect your credit rating very badly. Debtors can go up themselves or hire professionals who can negotiate with the creditors on their behalf and reduce the total debt by a considerable value.

If you have had some disagreements with your creditor or you are not good in negotiation, hiring professionals i.e. a debt settlement negotiator is the best option. They have resources; knowledge and skills to help you get the best pay off for your debt. The best debt companies can reduce your claims up to 60 percent and payoff time up to 70 %.They can also reduce your interest payments or any other additional charges. If you have access to cash to pay off 40 or 60 % of the debt this is the most economical option for you. Once you get into a negotiation you should stop making payments and start saving money to pay a lump sum amount

A debt negotiation professional can reach to the appropriate line of command to negotiate on debt settlement. They can help you get a better payoff deal then by doing it yourself as they deal with thousands of clients daily; they know the tricks of talking to creditors and to negotiate with them to reduce debt. They know the strategies and how to work within limitations; they can reduce the risk of getting sued by creditors.

How to Effectively Open Your Presentation

In your opening you need to introduce yourself and your topic without losing your audience to daydreaming. People often meander into their speech and start by telling the audience what they are going to talk about in a sloppy manner – it’s too late, you have lost them already!

Statistics say you have sixty-seconds to capture an audiences attention – making that initial approach the most important. Captivating your viewers instantaneously will maximize the effectiveness of your presentation.

You are the entertainer to your audience so don’t be afraid to get visual! Here are five great ways to open your presentation that appeal to a variety of different audiences:


  • People love shared wisdom – and if it comes from a valuable source that gives it great credibility.
  • Reference how it relates to your speech. A brief explanation can pull it all together.
  • Keep a log of great quotes as they come along – they could do great use in an upcoming presentation!

2. Statistics

  • First off, find your information from a trusted source and keep it relevant to your speech.
  • If used correctly it can be a viable piece.
  • A great way to capture Orange personalities (for those who are a fan of the True Colors Personality Assessment).

3. Questions

  • Sometimes a simple “How is everyone doing today?” can make your speech feel like a conversation between you and your audience.
  • Your viewers will feel connected and important to have become a part of the presentation and gives them a sense of power while you’re doing all the chatting.

4. Stories

  • We have been taught to love stories since we were children – we crave them because we all have them.
  • Don’t be afraid to make one up -it’s important to keep it relevant.
  • If it is a story dear to your heart it will allow the audience to connect with you on a personal level.
  • Create a friendly stance as if it were a conversation between just you and one other viewer. A great way to make them feel special and as a contributor to the speech.
  • Do your very best to “paint a picture” for your audience.

5. Humor

  • This can be quite a grey area but can also be very powerful. Remember, no joke is better than an unsuccessful one.
  • A humorous visual can be a great idea – laughter creates positive energy!

In conclusion, your opening line sets the overall performance. Take a light approach and make it drop like a bomb! Also, by starting with a bang, you can release your elevated levels of adrenaline racing through your body, allowing the pace to settle down so that you can relax into your talk. A plus for you and your audience – everyone wins!

Hope you found these tips useful!

Business Presentations: 4 Keys to a Successful Dog and Pony Show

The more proper amongst us prefer that it be referred to as “the Road Show.” Whatever it is called, it is one of the most demanding, exasperating and truly frustrating experiences that any entrepreneur will be called up to participate in.

The tension comes from several fronts.

First, this is the hour that truly may make or break your company.

As if that weren’t sufficient, it is also a time when you will be expected to meet and entice a set of total strangers.

It is the time when failed equipment or misspelling in the overheads can spell disaster.

Most importantly, it is the time when the venture capitalists judge YOU. Your idea has already been presented, probably in a well-constructed financing proposal. Something in that proposal caught their attention – you may or may not know at this point what it was that caught their attention.

There are things that you can do to make this harrowing experience work. For instance:

1. Do your homework on the venture capital firm.
Find out everything that you can about this group: its focus, its members, its recent investments, its successes, and its failures.

Research the background of the key players. What boards of directors do the members currently sit on? What is each one’s specialty?

Have any partners recently joined or left the firm?

Has a new investment fund been announced?

What has been the investment trend of the firm over the past 2-4 years?

2. Incorporate your knowledge of this group into your presentation.
If, for instance, one of their portfolio companies would be your supplier or customer, show that name in the flow chart.

If your company’s success is dependent on recruiting from top universities, use the names of the universities that the partners attended as examples.

One young entrepreneur recently asked me why he should mention these names, insisting that the partners already knew this information. Yes, I said, they do know it, and they need to know that YOU know it. Let them know that they are important enough to you that you have devoted a fair amount of time to learn about them.

3 Break away from a PowerPoint presentation.

Don’t get me wrong – I personally think PowerPoint is the greatest piece of presentation software ever invented. I have used it – a lot. And so has everyone else.

Do you have any notion how many PowerPoint presentations your audience has sat through? Mmmm. That’s nothing I would want to do.

So demonstrate your creativity and show your product/idea in a different way. A prototype. A diagram. An image that builds item by item as you talk. Do a brief PowerPoint at the beginning, then break away into a different kind of presentation.

4. Make sure you respond to any questions that members of the group may have.
It may not be possible to bring all your team members to the presentation, but it must be possible to have them standing by in case you need to call for a clarification on a particular issue.

A good technique is to give a “short” response immediately, then promise a more complete follow up. This gives you a definite reason to contact the firm again.

5. Make sure there is a plan for follow up.
Don’t leave the room with issues dangling, or with no clear path for re-connecting with the investors.

Odds are, they won’t offer this re-connection, other than to say, “We’ll be in touch.” It is up to you to provide the steps for follow up. “I understand you would like drill down information on the 2nd and 3rd year projections. I’ll have that to you within 24 hours.” Then do it.